To build credit history and a credit score you need to use credit.

Apply for a secured or student credit card designed specifically for people with no credit history.

Check your credit annually (at least once a year) to review for any errors that would dramatically affect your scoring.

Get connected with a preferred lender and if you need more guidance feel free to schedule a consultation with me.

Secured credit cards, Capital one platinum secured credit card, Chime credit builder, VISA credit card, Discover It secured credit card.

Debt to income is your monthly debt divided by your monthly gross income.

A typical down payment can range anywhere from 3% - 20% percent down.

$7 signing fee plus $1 each additional stamp requirement.